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Hello from Andrea in Woodland!

Hello world! My ambition is to understand my customers’ risks and to provide them with coverage that is carefully tailored to their needs. I take pride in servicing my customers on a personal level –...

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Does Your Homeowner’s Insurance Cover Motorcycles, ATVs, Watercraft and Other...

Spring is in the air and it is time to get your motorcycles, ATVs, watercraft, and other recreational vehicles insured. Most people assume their personal property coverage on their home or renter’s...

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Are Your Valuable Possessions Protected?

People who own valuable possessions such as jewelry, antiques, paintings and other fine arts need broader coverage than what a basic homeowner’s policy provides. Although most homeowners’ insurance...

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Travelers Claim Service Complimented by Customer

We recently received correspondence from Travelers Insurance stating a customer contacted them praising one of their Claim Professionals. “Thank you so much for your professionalism and prompt response...

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Who is covered on a homeowners policy…and who is not

Many people assume their homeowner’s insurance policy will provide protection of personal property and personal liability for anyone residing in the household. This is NOT true and could result in...

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Water Damage 10 Times More Likely Than Fire

While fire may be a common worry among homeowners, claims data from Travelers suggests that homes could be as much as 10 times more likely to be damaged by water than by fire. Fortunately, much of this...

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Children Away At College

Do you have a child going away to college and planning to live off-campus? These days, most apartment complexes and property management companies now require their tenants to carry renter’s insurance...

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Homeowners Flood Insurance Affordability Act of 2014

FEMA Highlights of Homeowners Flood Insurance Affordability Act of 2014 FEMA released Bulletin 14011 Overview of the Homeowners Flood Insurance Affordability Act of 2014 available in its entirety at...

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Ever wonder why dealing with an Independant Agent is better than a Direct...

The following article, written by Adam Bishop on February 25, 2010 gives some good examples! -  www.riskheads.org Consumers generally think they benefit when they buy insurance direct but is it true?...

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May is National Bike Month!

  It’s no secret that bicycling has been a favorite pastime ever since we can remember.  In recent years, however, bicycling has increased in popularity as not only a sport, but a means of...

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Membership & Occupation Related Discounts on Auto Insurance

If you’ve held auto insurance for even a short time, you probably already know there are several factors that determine how much you’ll pay in premium.  For instance, your age and driving experience...

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Bodily Injury in a Car Accident, Are You Covered?

Bodily Injury in a Car Accident, Are You Covered? In a 2012 article in the New York Times, the horrific accident of Kirby Francis was described. He and another driver crashed into one another and the...

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What does my Homeowners Policy Cover?

Have you ever wondered, “What does my homeowners insurance policy actually cover?” When you purchased your policy, were you shopping for the correct coverage or were you comparing prices? In recent...

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Mobile Apps for Insurance

When is the last time you used the words “cool” and “insurance” in the same sentence? If you can’t recall any in your recent memory, you’re not alone. But, let’s picture this: You’ve just been in a...

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Identity Theft Coverage: What Is It? Do You Need It?

Information provided by: Insurance Information Institute   It’s happening everywhere. Data from retail stores, hotels, banks and other businesses are being stolen and misused – and data theft scams are...

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Data Storage: External Hard Drive or the Cloud?

  For the past two decades, computer users have relied on external hard drives for data storage and backup. Available in both desktop and portable versions, and equipped with a number of security...

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Tips for Unoccupied or Vacant Homes and Properties

  When properties are left vacant or are unoccupied, steps should be taken to help mitigate and prevent losses due to heating or electrical systems, water damage, vandalism or other causes. Help keep...

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Vehicle Breakdowns: What To Do

  Getting out of the car at a busy intersection or on a highway to change a tire or check damage from a fender bender is probably one of the worst things you can do.  The Insurance Information...

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Car Insurance: Does it Cover the Car or the Driver?

  This can be a confusing question for most people, and you’re not alone if you find yourself struggling to answer.  In essence, both are correct.  Generally, people would like to say that car...

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Is Your Home Underinsured?

  I recently read a blog from Enhanced Insurance that I found extremely interesting and helpful, considering we deal with this subject on a daily basis.  Here are a few key points: Homeowner’s...

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